Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama Car Insurance Rates & Requirements GuideAlabama requires 25/50/25 liability coverage. First-time drivers pay $180–$240/mo for minimum coverage. See what Alabama requires.
Alaska cityscape and street view
Alaska Auto Insurance Guide for First-Time BuyersAlaska requires 50/100/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Alaska requires and how to lower your rate.
Arizona cityscape and street view
Arizona Car Insurance Rates & Requirements GuideArizona requires 25/50/15 liability and uninsured motorist coverage. First-time drivers pay $180–$240/mo minimum. See what Arizona requires.
Arkansas cityscape and street view
Arkansas Car Insurance Rates for First-Time DriversArkansas requires 25/50/25 liability. First-time drivers pay $215–$290/mo for full coverage. See what you need and compare rates by city.
California cityscape and street view
California Car Insurance Guide for New DriversCalifornia requires 15/30/5 minimum liability. First-time drivers typically pay $180–$240/mo. See what California requires and how to lower your rate.
Colorado cityscape and street view
Colorado Car Insurance: First-Time Driver Rates & MinimumsColorado requires 25/50/15 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Colorado requires and how to lower your rate.
Connecticut cityscape and street view
CT Auto Insurance Rates for First-Time DriversConnecticut requires 25/50/25 liability plus UM/UIM. First-time drivers typically pay $180–$240/mo. See what Connecticut requires and compare rates.
Delaware cityscape and street view
Delaware First-Time Driver Insurance: Rates & CoverageDelaware requires 25/50/10 liability plus $15K PIP. First-time drivers typically pay $180–$240/mo. See what new drivers need and how to lower costs.
Florida cityscape and street view
Florida Car Insurance for First-Time DriversFlorida requires $10,000 PIP and $10,000 PDL minimum. First-time drivers pay $180–$280/mo minimum or $240–$380/mo full coverage. See what Florida requires.
Georgia cityscape and street view
Georgia Auto Insurance Rates for First-Time DriversGeorgia requires 25/50/25 liability minimums. First-time drivers pay $180–$240/mo for minimum coverage. See what Georgia requires and how to lower rates.
Hawaii cityscape and street view
Hawaii Auto Insurance Rates & Requirements GuideHawaii requires 20/40/10 liability coverage. First-time drivers pay $180–$250/mo for minimum coverage. See what Hawaii requires and compare rates.
Idaho cityscape and street view
Idaho Car Insurance Guide for New DriversIdaho requires 25/50/15 liability. First-time drivers pay $140–$220/mo. See what Idaho requires and how to lower your rate as a new driver.
Illinois cityscape and street view
Illinois Car Insurance Rates for First-Time DriversIllinois requires 25/50/20 minimum liability. First-time drivers pay $180–$240/mo on average. See what Illinois requires and how to lower your rate.
Indiana cityscape and street view
Indiana Auto Insurance Guide for New DriversIndiana requires 25/50/25 liability. First-time drivers pay $180–$240/mo. See what Indiana requires and compare coverage options for new buyers.
Iowa cityscape and street view
Iowa Auto Insurance Guide for First-Time DriversIowa requires 20/40/15 minimum liability. First-time drivers pay $180–$240/mo for minimum, $290–$380/mo for full coverage. See what Iowa requires.
Kansas cityscape and street view
Kansas Auto Insurance Rates & Minimums for New DriversKansas requires 25/50/25 liability and $4,500 PIP. First-time drivers pay $140–$220/mo for minimum coverage. See what Kansas requires and how to lower your rate.
Kentucky cityscape and street view
Kentucky Auto Insurance Rates & Required CoverageKentucky requires 25/50/25 liability coverage. First-time drivers pay $180–$240/mo for minimum coverage. See what Kentucky requires and compare rates.
Louisiana cityscape and street view
Louisiana Car Insurance Costs & Requirements GuideLouisiana requires 15/30/25 liability. First-time drivers pay $180–$240/mo. See coverage requirements, cost factors, and what new drivers need.
Maine cityscape and street view
Maine Car Insurance Guide for First-Time DriversMaine requires 50/100/25 liability plus UM/UIM coverage. First-time drivers typically pay $180–$240/mo. See what Maine requires and how to lower your rate.
Maryland cityscape and street view
Maryland Car Insurance Rates & Requirements GuideMaryland requires 30/60/15 liability and uninsured motorist coverage. First-time drivers pay $180–$240/mo. See what Maryland requires.
Massachusetts cityscape and street view
Massachusetts Car Insurance for First-Time DriversMassachusetts requires 20/40/5 liability and $8,000 PIP. First-time drivers pay $180–$240/mo. See what Massachusetts requires and compare rates.
Michigan cityscape and street view
Michigan First-Time Driver Insurance: $280–$380/moMichigan requires 20/40/10 liability plus unlimited PIP. First-time drivers under 25 pay $280–$380/mo. See what Michigan requires for new drivers.
Minnesota cityscape and street view
Minnesota Car Insurance Rates for New DriversMinnesota requires 30/60/10 liability and PIP coverage. First-time drivers pay $180–$240/mo for minimums. See what Minnesota requires.
Mississippi cityscape and street view
Mississippi Car Insurance Guide for First-Time DriversMississippi requires 25/50/25 liability. First-time drivers typically pay $140–$210/mo. See what coverage you need and how to lower your rate.
Missouri cityscape and street view
Missouri Car Insurance Costs & Requirements GuideMissouri requires 25/50/25 liability. First-time drivers pay $180–$240/mo minimum, $280–$380/mo full coverage. See what Missouri requires.
Montana cityscape and street view
Montana Car Insurance Costs & Required CoverageMontana requires 25/50/20 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Montana requires and how to reduce costs.
Nebraska cityscape and street view
Nebraska Auto Insurance: First-Time Driver GuideNebraska requires 25/50/25 liability. First-time drivers pay $140–$220/mo on average. See what Nebraska requires and how to lower your rate.
Nevada cityscape and street view
Nevada Auto Insurance Costs & Requirements GuideNevada requires 25/50/20 liability. First-time drivers pay $180–$250/mo for minimum coverage. See what Nevada requires and how to reduce costs.
New Hampshire cityscape and street view
New Hampshire Auto Insurance Rates & What to Buy FirstNew Hampshire doesn't require auto insurance, but at-fault drivers must prove they can pay damages or lose their license. First-timers pay $180–$240/mo. See what to buy.
New Jersey cityscape and street view
New Jersey Auto Insurance Rates for First-Time BuyersNew Jersey requires 15/30/5 minimum coverage. First-time drivers typically pay $180–$240/mo. See what New Jersey requires and compare coverage options.
New Mexico cityscape and street view
New Mexico Car Insurance for First-Time BuyersNew Mexico requires 25/50/10 coverage. First-time drivers pay $180–$240/mo minimum. See what you need and how to lower rates as a new driver.
New York cityscape and street view
New York Auto Insurance Rates for First-Time DriversFirst-time New York drivers pay $180–$340/mo depending on coverage. State requires 25/50/10 liability, $50,000 PIP, and UM coverage. See what you need.
North Carolina cityscape and street view
North Carolina First-Time Driver Insurance RatesNorth Carolina requires 30/60/25 liability coverage. First-time drivers under 25 typically pay $180–$240/mo for minimum coverage. See what North Carolina requires.
North Dakota cityscape and street view
North Dakota Car Insurance for First-Time DriversNorth Dakota requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what you need and compare rates by city.
Ohio cityscape and street view
Ohio First-Time Driver Insurance Guide & RatesOhio requires 25/50/25 liability. First-time drivers pay $180–$280/mo. Learn what new drivers need, how to lower costs, and what Ohio requires.
Oklahoma cityscape and street view
Oklahoma Car Insurance Rates for First-Time DriversOklahoma requires 25/50/25 liability minimums. First-time drivers pay $180–$240/mo for minimum coverage. See what Oklahoma requires and compare rates.
Oregon cityscape and street view
Oregon Auto Insurance Rates & Required CoverageOregon requires 25/50/20 liability plus $15,000 PIP. First-time drivers pay $180–$240/mo for minimum coverage. See what Oregon requires.
Pennsylvania cityscape and street view
Pennsylvania Car Insurance Rates & Requirements GuidePennsylvania requires 15/30/5 liability minimum. First-time drivers pay $180–$240/mo. See what Pennsylvania requires and compare rates for your profile.
Rhode Island cityscape and street view
Rhode Island Car Insurance for First-Time DriversRhode Island requires 25/50/25 liability minimums. First-time drivers typically pay $180–$240/mo. See what Rhode Island requires and how to reduce rates.
South Carolina cityscape and street view
SC Auto Insurance Rates & Requirements for New DriversSouth Carolina requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what you need and how to lower your rate.
South Dakota cityscape and street view
South Dakota Car Insurance Rates & Requirements GuideSouth Dakota requires 25/50/25 liability. First-time drivers pay $140–$210/mo for minimums. See what South Dakota requires and compare rates.
Tennessee cityscape and street view
Tennessee Car Insurance Rates for New DriversTennessee requires 25/50/25 liability. First-time drivers pay $180–$240/mo minimum. See what coverage you need and compare rates by city.
Texas cityscape and street view
Texas Auto Insurance Rates & Required CoverageTexas requires 30/60/25 liability coverage. First-time drivers pay $180–$240/mo. See what Texas requires and compare coverage options.
Utah cityscape and street view
Utah Car Insurance Rates & Requirements GuideUtah requires 25/65/15 liability and $3,000 PIP. First-time drivers pay $140–$220/mo. See what Utah requires and how to lower your premium.
Vermont cityscape and street view
Vermont Car Insurance Rates & Requirements GuideVermont requires 25/50/10 liability plus $50K uninsured motorist coverage. First-time drivers pay $180–$240/mo for minimums. See what Vermont requires.
Virginia cityscape and street view
Virginia Car Insurance Rates for First-Time DriversVirginia requires 25/50/20 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Virginia requires and how to lower rates.
Washington cityscape and street view
Washington First-Time Driver Insurance GuideWashington requires 25/50/25 liability. First-time drivers typically pay $180–$240/mo for minimum coverage. See what Washington requires.
West Virginia cityscape and street view
West Virginia Car Insurance Rates & RequirementsWest Virginia requires 25/50/25 liability. First-time drivers pay $140–$190/mo for minimum coverage. See what West Virginia requires and compare options.
Wisconsin cityscape and street view
Wisconsin Auto Insurance Guide for New DriversWisconsin requires 25/50/10 liability and matching uninsured motorist coverage. First-time drivers pay $180–$240/mo. See what Wisconsin requires.
Wyoming cityscape and street view
Wyoming Car Insurance Rates & Requirements GuideWyoming requires 25/50/20 liability minimums. First-time drivers typically pay $140–$210/mo. See what Wyoming requires and compare coverage options.