Compare Auto Insurance by State
State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.
50 states available
Alabama Car Insurance Rates & Requirements GuideAlabama requires 25/50/25 liability coverage. First-time drivers pay $180–$240/mo for minimum coverage. See what Alabama requires.→
Alaska Auto Insurance Guide for First-Time BuyersAlaska requires 50/100/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Alaska requires and how to lower your rate.→
Arizona Car Insurance Rates & Requirements GuideArizona requires 25/50/15 liability and uninsured motorist coverage. First-time drivers pay $180–$240/mo minimum. See what Arizona requires.→
Arkansas Car Insurance Rates for First-Time DriversArkansas requires 25/50/25 liability. First-time drivers pay $215–$290/mo for full coverage. See what you need and compare rates by city.→
California Car Insurance Guide for New DriversCalifornia requires 15/30/5 minimum liability. First-time drivers typically pay $180–$240/mo. See what California requires and how to lower your rate.→
Colorado Car Insurance: First-Time Driver Rates & MinimumsColorado requires 25/50/15 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Colorado requires and how to lower your rate.→
CT Auto Insurance Rates for First-Time DriversConnecticut requires 25/50/25 liability plus UM/UIM. First-time drivers typically pay $180–$240/mo. See what Connecticut requires and compare rates.→
Delaware First-Time Driver Insurance: Rates & CoverageDelaware requires 25/50/10 liability plus $15K PIP. First-time drivers typically pay $180–$240/mo. See what new drivers need and how to lower costs.→
Florida Car Insurance for First-Time DriversFlorida requires $10,000 PIP and $10,000 PDL minimum. First-time drivers pay $180–$280/mo minimum or $240–$380/mo full coverage. See what Florida requires.→
Georgia Auto Insurance Rates for First-Time DriversGeorgia requires 25/50/25 liability minimums. First-time drivers pay $180–$240/mo for minimum coverage. See what Georgia requires and how to lower rates.→
Hawaii Auto Insurance Rates & Requirements GuideHawaii requires 20/40/10 liability coverage. First-time drivers pay $180–$250/mo for minimum coverage. See what Hawaii requires and compare rates.→
Idaho Car Insurance Guide for New DriversIdaho requires 25/50/15 liability. First-time drivers pay $140–$220/mo. See what Idaho requires and how to lower your rate as a new driver.→
Illinois Car Insurance Rates for First-Time DriversIllinois requires 25/50/20 minimum liability. First-time drivers pay $180–$240/mo on average. See what Illinois requires and how to lower your rate.→
Indiana Auto Insurance Guide for New DriversIndiana requires 25/50/25 liability. First-time drivers pay $180–$240/mo. See what Indiana requires and compare coverage options for new buyers.→
Iowa Auto Insurance Guide for First-Time DriversIowa requires 20/40/15 minimum liability. First-time drivers pay $180–$240/mo for minimum, $290–$380/mo for full coverage. See what Iowa requires.→
Kansas Auto Insurance Rates & Minimums for New DriversKansas requires 25/50/25 liability and $4,500 PIP. First-time drivers pay $140–$220/mo for minimum coverage. See what Kansas requires and how to lower your rate.→
Kentucky Auto Insurance Rates & Required CoverageKentucky requires 25/50/25 liability coverage. First-time drivers pay $180–$240/mo for minimum coverage. See what Kentucky requires and compare rates.→
Louisiana Car Insurance Costs & Requirements GuideLouisiana requires 15/30/25 liability. First-time drivers pay $180–$240/mo. See coverage requirements, cost factors, and what new drivers need.→
Maine Car Insurance Guide for First-Time DriversMaine requires 50/100/25 liability plus UM/UIM coverage. First-time drivers typically pay $180–$240/mo. See what Maine requires and how to lower your rate.→
Maryland Car Insurance Rates & Requirements GuideMaryland requires 30/60/15 liability and uninsured motorist coverage. First-time drivers pay $180–$240/mo. See what Maryland requires.→
Massachusetts Car Insurance for First-Time DriversMassachusetts requires 20/40/5 liability and $8,000 PIP. First-time drivers pay $180–$240/mo. See what Massachusetts requires and compare rates.→
Michigan First-Time Driver Insurance: $280–$380/moMichigan requires 20/40/10 liability plus unlimited PIP. First-time drivers under 25 pay $280–$380/mo. See what Michigan requires for new drivers.→
Minnesota Car Insurance Rates for New DriversMinnesota requires 30/60/10 liability and PIP coverage. First-time drivers pay $180–$240/mo for minimums. See what Minnesota requires.→
Mississippi Car Insurance Guide for First-Time DriversMississippi requires 25/50/25 liability. First-time drivers typically pay $140–$210/mo. See what coverage you need and how to lower your rate.→
Missouri Car Insurance Costs & Requirements GuideMissouri requires 25/50/25 liability. First-time drivers pay $180–$240/mo minimum, $280–$380/mo full coverage. See what Missouri requires.→
Montana Car Insurance Costs & Required CoverageMontana requires 25/50/20 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Montana requires and how to reduce costs.→
Nebraska Auto Insurance: First-Time Driver GuideNebraska requires 25/50/25 liability. First-time drivers pay $140–$220/mo on average. See what Nebraska requires and how to lower your rate.→
Nevada Auto Insurance Costs & Requirements GuideNevada requires 25/50/20 liability. First-time drivers pay $180–$250/mo for minimum coverage. See what Nevada requires and how to reduce costs.→
New Hampshire Auto Insurance Rates & What to Buy FirstNew Hampshire doesn't require auto insurance, but at-fault drivers must prove they can pay damages or lose their license. First-timers pay $180–$240/mo. See what to buy.→
New Jersey Auto Insurance Rates for First-Time BuyersNew Jersey requires 15/30/5 minimum coverage. First-time drivers typically pay $180–$240/mo. See what New Jersey requires and compare coverage options.→
New Mexico Car Insurance for First-Time BuyersNew Mexico requires 25/50/10 coverage. First-time drivers pay $180–$240/mo minimum. See what you need and how to lower rates as a new driver.→
New York Auto Insurance Rates for First-Time DriversFirst-time New York drivers pay $180–$340/mo depending on coverage. State requires 25/50/10 liability, $50,000 PIP, and UM coverage. See what you need.→
North Carolina First-Time Driver Insurance RatesNorth Carolina requires 30/60/25 liability coverage. First-time drivers under 25 typically pay $180–$240/mo for minimum coverage. See what North Carolina requires.→
North Dakota Car Insurance for First-Time DriversNorth Dakota requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what you need and compare rates by city.→
Ohio First-Time Driver Insurance Guide & RatesOhio requires 25/50/25 liability. First-time drivers pay $180–$280/mo. Learn what new drivers need, how to lower costs, and what Ohio requires.→
Oklahoma Car Insurance Rates for First-Time DriversOklahoma requires 25/50/25 liability minimums. First-time drivers pay $180–$240/mo for minimum coverage. See what Oklahoma requires and compare rates.→
Oregon Auto Insurance Rates & Required CoverageOregon requires 25/50/20 liability plus $15,000 PIP. First-time drivers pay $180–$240/mo for minimum coverage. See what Oregon requires.→
Pennsylvania Car Insurance Rates & Requirements GuidePennsylvania requires 15/30/5 liability minimum. First-time drivers pay $180–$240/mo. See what Pennsylvania requires and compare rates for your profile.→
Rhode Island Car Insurance for First-Time DriversRhode Island requires 25/50/25 liability minimums. First-time drivers typically pay $180–$240/mo. See what Rhode Island requires and how to reduce rates.→
SC Auto Insurance Rates & Requirements for New DriversSouth Carolina requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what you need and how to lower your rate.→
South Dakota Car Insurance Rates & Requirements GuideSouth Dakota requires 25/50/25 liability. First-time drivers pay $140–$210/mo for minimums. See what South Dakota requires and compare rates.→
Tennessee Car Insurance Rates for New DriversTennessee requires 25/50/25 liability. First-time drivers pay $180–$240/mo minimum. See what coverage you need and compare rates by city.→
Texas Auto Insurance Rates & Required CoverageTexas requires 30/60/25 liability coverage. First-time drivers pay $180–$240/mo. See what Texas requires and compare coverage options.→
Utah Car Insurance Rates & Requirements GuideUtah requires 25/65/15 liability and $3,000 PIP. First-time drivers pay $140–$220/mo. See what Utah requires and how to lower your premium.→
Vermont Car Insurance Rates & Requirements GuideVermont requires 25/50/10 liability plus $50K uninsured motorist coverage. First-time drivers pay $180–$240/mo for minimums. See what Vermont requires.→
Virginia Car Insurance Rates for First-Time DriversVirginia requires 25/50/20 liability. First-time drivers pay $180–$240/mo for minimum coverage. See what Virginia requires and how to lower rates.→
Washington First-Time Driver Insurance GuideWashington requires 25/50/25 liability. First-time drivers typically pay $180–$240/mo for minimum coverage. See what Washington requires.→
West Virginia Car Insurance Rates & RequirementsWest Virginia requires 25/50/25 liability. First-time drivers pay $140–$190/mo for minimum coverage. See what West Virginia requires and compare options.→
Wisconsin Auto Insurance Guide for New DriversWisconsin requires 25/50/10 liability and matching uninsured motorist coverage. First-time drivers pay $180–$240/mo. See what Wisconsin requires.→
Wyoming Car Insurance Rates & Requirements GuideWyoming requires 25/50/20 liability minimums. First-time drivers typically pay $140–$210/mo. See what Wyoming requires and compare coverage options.→